Terms and Conditions
Effective Date: January 1, 2026
Welcome to FinanceWarm.com. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. If you do not agree with any part of these terms, please do not use our website.
1. Intellectual Property Rights
Unless otherwise stated, FinanceWarm.com and/or its licensors own the intellectual property rights for all material on this website. This includes articles, logos, and graphics.
- You may view and print pages for your own personal, non-commercial use.
- You must not: Republish, sell, rent, or duplicate any material from FinanceWarm.com without our written consent.
2. User Conduct
By using this site, you agree to use it only for lawful purposes. You are prohibited from:
- Using the site in any way that causes damage to the website or its accessibility.
- Using the site to copy, store, host, transmit, or distribute any malicious software (viruses, spyware).
- Engaging in unauthorized data collection (scraping) on this website.
3. No Financial Relationship
The information provided on FinanceWarm.com regarding banking, insurance, and investment does not create a fiduciary, advisory, or professional relationship between you and the website owners.
4. User-Generated Content
If you post comments or feedback on FinanceWarm.com:
- You grant us a non-exclusive, royalty-free license to use, reproduce, and edit your comments in any form.
- We reserve the right to monitor and remove any comments that we consider inappropriate, offensive, or in breach of these Terms and Conditions.
5. Limitation of Liability
To the maximum extent permitted by applicable law, FinanceWarm.com shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising out of your use of the website or the information contained within it. This includes, but is not limited to, financial loss, loss of data, or loss of profits.
6. Indemnification
You agree to indemnify and hold FinanceWarm.com harmless from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the site or your violation of these Terms.
7. Changes to Terms
We reserve the right to revise these terms at any time. By using this website, you are expected to review these terms on a regular basis to ensure you understand all terms and conditions governing the use of this website.
8. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the United States and the state of [Insert Your State, e.g., Delaware or Florida], and you irrevocably submit to the exclusive jurisdiction of the courts in that location.
9. Contact Information
If you have any questions about these Terms, please contact us at:
Email: admin@financewarm.com