Privacy Policy

Privacy Policy for FinanceWarm.com

Effective Date: January 1, 2026

At FinanceWarm.com, we take your privacy seriously. This Privacy Policy describes how we collect, use, and protect your personal information when you visit our website, which focuses on banking, insurance, and investment topics.

1. Information We Collect

We may collect personal information in the following ways:

  • Voluntary Information: Name and email address when you subscribe to our newsletter or leave a comment.
  • Automated Information: Your IP address, browser type, and browsing behavior via cookies and analytics tools (e.g., Google Analytics).
  • Financial Context: While we provide information on banking and investments, we do not collect sensitive financial data like Social Security numbers or bank account logins.

2. How We Use Your Information

We use the data we collect to:

  • Provide and improve our content on banking, insurance, and investments.
  • Send you newsletters or promotional materials (only with your consent).
  • Analyze website traffic to understand our USA audience’s interests.
  • Prevent fraudulent activity and ensure website security.

3. Cookies and Third-Party Tracking

We use cookies to enhance your experience.

  • Advertisers: We may work with third-party advertising companies (like Google AdSense) that use cookies to serve ads based on your prior visits.
  • Affiliates: As a finance blog, we may use affiliate links. If you click an affiliate link for an insurance or banking product, the provider may use cookies to track the referral.

4. California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right to:

  • Know what personal data is being collected.
  • Delete your personal data.
  • Opt-out of the sale of your personal information.
  • Correct inaccurate information. To exercise these rights, please contact us at admin@financewarm.com.

5. Children’s Online Privacy (COPPA)

Our content is directed to adults interested in financial planning. We do not knowingly collect personal information from children under the age of 13.

6. Third-Party Links

Our site contains links to external banking, insurance, and investment websites. We are not responsible for the privacy practices or content of these third-party sites.

7. Contact Us

If you have any questions regarding this Privacy Policy, please contact us at: Email: admin@financewarm.com | Website: FinanceWarm.com